Joe DeRenzis built his business through hard work, consistency, and a deep commitment to integrity. He grew up in a blue-collar home in New York, watching his parents work tirelessly to provide for the family. Paying his own way through college, Joe earned a degree in business and started a catering company. When his parents moved to another state, Joe followed so his kids wouldn’t have to grow up without their grandparents. He spent nearly two decades teaching high school math while selling insurance on the side.

When a health battle forced him to step back, Joe chose a new path. He left the classroom behind and poured everything into his financial practice. It took time. He moved cities, tested partnerships, ran workshops, and slowly built trust one conversation at a time. He wasn’t interested in becoming a salesman. He wanted to stay true to who he was—an educator, first and foremost—someone who breaks things down simply, shows people their options, and lets them decide without pressure.

Today, Joe runs a thriving firm built on results. He still believes everyone deserves access to real retirement education, regardless of their financial status. For Joe, success is about helping someone go from uncertainty to clarity and build a future that encompasses their dreams.

I am Sara, the new Director of Operations with JD Financial Solutions. As a USF alumni, I have spent the last 10 years teaching locally. I have decided to change career paths to focus on developing my investment knowledge. With an additional background in finance and legal studies, I bring a diverse knowledge base and experience to JD Financial Solutions.I spend my free time researching, reading, helping the community, and traveling. I’m excited to be a part of the JD Financial Solutions family, and I look forward to helping you in any way possible.